Company credit report

post
getCreditReportTranslated

https://in.bisnode.ee/rest/getCreditReportTranslated
Includes full information about a company needed to make fully informed credit decision. * General Information * Previous names * Contacts * Payment remarks * Current tax arrears * Tax arrears history * Enforcement notices * Court decisions on debt * Full management board * Normal rights * Specific rights * Export countries * Activities * Industrial average * Financial information * Financial rates * Tax Information * Consolidated finances * AAA rating * Shareholders * Financial Statements Example request: { "token": "0c725874e737c8195de547f67692d8b976726561", "reg_code": "10117826", "type": "full", "country": "EST", }
Request
Response
Query Parameters
token
required
string
Your 'access token' (API key).
reg_code
required
string
Company registration number.
type
required
string
Type of credit report "full".
country
optional
string
3-letter country code "EST". Default is "EST".
200: OK
This is just an example of full credit report. Some similar fields are deleted(e.g. some annual statistics, financial statistics, etc.)
{
"header": {
"created_at": "30\/07\/2019 16:39:56",
"created_by": "BISNODE ESTONIA AS",
"generator": "CreditReportCalculator v1.7"
},
"report": {
"pdf": "",
"html": "",
"created_at": "30\/07\/2019 16:39:56",
"type": "full"
},
"general": {
"company_id": "111111",
"company_name": "ABC AS",
"company_type": {
"type": "LEGAL_FORM_EST",
"code": "AS",
"et": "Aktsiaselts",
"en": "Public limited company",
"ru": "\u0410\u043a\u0446"
},
"status": {
"type": "LEGAL_STATUS_EST",
"code": "A",
"et": "Aktiivne",
"en": "Active",
"ru": "\u0410\u043a\u0442\u0438\u0432\u043d\u044b\u0439"
},
"deletion_date": null,
"registration_number": "11111111",
"registration_date": "1999-01-01",
"registered_capital": "11111",
"registered_capital_currency": {
"type": "VALUUTAD",
"code": "EUR",
"et": "Euro",
"en": "Euro",
"ru": "\u0415\u0432"
},
"vat_number": "EE111111111",
"address": "ABC tn 1, 11111, Tallinn, Harju maakond, Eesti Vabariik",
"activity": {
"type": "NACE",
"code": "63.99",
"et": "Mujal liigitamata infoalane tegevus",
"en": "Other information service activities n.e.c.",
"ru": "\u041f\u0440\u043e\u0447\u0438"
},
"country": {
"type": "RIIGID",
"code": "EST",
"et": "Eesti",
"en": "Estonia",
"ru": "\u042d\u0441"
}
},
"old_names": [
"aktsiaselts ABCD",
"Aktsiaselts ABC"
],
"contacts_data": [
{
"type": "SIDEVAH",
"code": "ADDRESS",
"et": "Aadress",
"en": "Address",
"ru": "\u0410\u0434\u0440\u0435\u0441",
"content": "ABC tn 1, 11111, Tallinn, Harju maakond, Eesti Vabariik"
},
{
"type": "SIDEVAH",
"code": "WWW",
"et": "WWW aadress",
"en": "Internet address (www)",
"ru": "\u0421\u0430\u0439\u0442 (www)",
"content": "www.abc.ee"
},
{
"type": "SIDEVAH",
"code": "EMAIL",
"et": "Elektronposti aadress",
"en": "E-mail address",
"ru": "\u0415-\u043c\u0435",
"content": "info@abc.ee"
},
{
"type": "SIDEVAH",
"code": "TEL",
"et": "Telefon",
"en": "Telephone",
"ru": "\u0422\u0435\u043b",
"content": "+372 111 1111"
}
],
"payment_remarks": [
{
"source_name": "Intrum Eesti",
"source_url": "http:\/\/www.intrum.com\/",
"area": {},
"status": {
"type": "JULIANUS_STATUS",
"code": "\u041a",
"et": "Lahendatud",
"en": "Resolved",
"ru": "\u0420\u0435"
},
"amount": "1000.00",
"active": false,
"claimant": "Intrum Justitia",
"start_date": "2015-12-07",
"end_date": "2019-07-09",
"last_seen": "2019-07-16"
}
],
"tax_arrears_current": [
{
"amount": "1234.00",
"scheduled": "1234.00",
"disputed": true,
"intress": "0.00",
"total": 1234,
"from": "2015-05-20",
"num_of_declarations": null
}
],
"tax_arrears_history": [
{
"label": "May 2019",
"year": "2019",
"month": "5",
"amount": 1234,
"scheduled": 1234,
"disputed": 0,
"intress": 0,
"total": 1234,
"from": "2015-05-20",
"num_of_declarations": 0,
"num_of_cases": 1
}
],
"enforcement_notices": [
{
"debtor": {
"type": "ATA_DEBTOR_TYPE",
"code": "J",
"et": "Juriidiline isik",
"en": "Legal person",
"ru": "\u042e\u0440\u0438"
},
"debtor_name": "ABC O\u00dc",
"claimant": {
"type": "ATA_CLAIMANT",
"code": "MUUD",
"et": "M\u00e4\u00e4ramata",
"en": "Unspecified",
"ru": "\u041d\u0435 \u0443"
},
"action": {},
"code": "12110311",
"birth_date": null,
"amount": "250.30",
"created_at": "2019-06-17",
"checked_at": "2019-06-19"
}
],
"court_decisions_on_debt": [
{
"debtor_type": {
"type": "ATA_DEBTOR_TYPE",
"code": "J",
"et": "Juriidiline isik",
"en": "Legal person",
"ru": "\u042e\u0440\u0438"
},
"debtor_name": "ABC O\u00dc",
"claimant": {
"type": "ATA_CLAIMANT",
"code": "MUUD",
"et": "M\u00e4\u00e4ramata",
"en": "Unspecified",
"ru": "\u041d\u0435 \u0443"
},
"action": {
"type": "ATA_ACTION",
"code": "Makseettepanek",
"et": "Makseettepanek",
"en": "Payment proposal",
"ru": "\u041f\u0440\u0435"
},
"code": "12111611",
"birth_date": null,
"amount": "2539.47",
"created_at": "2019-06-17"
}
],
"persons_on_card": [
{
"role": {
"type": "ISIKROLLID",
"code": "JUHL",
"et": "Juhatuse liige",
"en": "Management board member",
"ru": "\u0427\u043b\u0435\u043d"
},
"start_date": "2009-05-11",
"end_date": null,
"created_at": "2018-01-12 20:59:30",
"updated_at": "2018-07-07 14:53:48",
"active": true,
"on_card": true,
"code": "11111111111",
"person_birth_date": "1966-01-01",
"person_gener": "M",
"country": {
"type": "RIIGID",
"code": "EST",
"et": "Eesti",
"en": "Estonia",
"ru": "\u042d\u0441"
},
"name": "Karl Karll",
"type": {
"type": "ISIKTYYPID",
"code": "F",
"et": "F\u00fc\u00fcsiline isik",
"en": "Physical person",
"ru": "\u0424\u0438\u0437\u0438"
}
},
{
"role": {
"type": "ISIKROLLID",
"code": "S",
"et": "Aktsion\u00e4r",
"en": "Stockholder",
"ru": "\u0410\u043a"
},
"role_code": "S",
"information_source": "NASDAQ andmed",
"authority_end_date": null,
"start_date": "2017-12-22",
"end_date": "2019-05-17",
"revision_date": null,
"control_source": null,
"control_source_code": null,
"control_source_date": null,
"group": null,
"created_at": "2019-07-24 13:19:57",
"updated_at": "2019-07-24 13:19:57",
"active": false,
"on_card": false,
"code": "SE-111032-1181",
"person_birth_date": null,
"person_gener": null,
"country": {},
"name": "Esindajakonto: ABC Asset",
"type": {
"type": "ISIKTYYPID",
"code": "J",
"et": "Juriidiline isik",
"en": "Juridical person",
"ru": "\u042e\u0440\u0438"
},
"ownership": {
"type": "OMANDILIIGID",
"code": "L",
"et": "Lihtomand",
"en": "Simple ownership",
"ru": "\u041f\u0440\u043e"
},
"share_capital_amount": "11111.00",
"share_capital_currency": {
"type": "VALUUTAD",
"code": "EUR",
"et": "Euro",
"en": "Euro",
"ru": "\u0415\u0432\u0440\u043e"
},
"share_capital_percent": "100.00"
}
],
"normal_rights": [
{
"type": "REPRESENTRULESNORMAL",
"code": "ASJUHL",
"et": "Aktsiaseltsi v\u00f5ib k\u00f5ikide tehingute tegemisel esindada iga juhatuse liige.",
"en": "Every member of the Management Board may represent the public limited company in concluding all transactions.",
"ru": "\u043e\u043e\u043e\u043e."
}
],
"specific_rights": [
{
"type": "REPRESENTRULESSPECIFIC",
"code": "NOCODE",
"et": "Some specific right text here.",
"en": "Some specific right text here.",
"ru": "Some specific right text here."
}
],
"export_countries": [
{
"year": "2014",
"countries": [
{
"type": "RIIGID",
"code": "FIN",
"et": "Soome",
"en": "Finland",
"ru": "\u0424\u0438"
},
{
"type": "RIIGID",
"code": "SWE",
"et": "Rootsi",
"en": "Sweden",
"ru": "\u0428\u0432"
},
{
"type": "RIIGID",
"code": "XEU",
"et": "Euroopa Liidu maad",
"en": "Europe",
"ru": "\u0421\u0442\u0440"
},
{
"type": "RIIGID",
"code": "XEX",
"et": "Maad v\u00e4ljaspool Euroopa Liitu",
"en": "Countries outside the Europe",
"ru": "\u0421\u0442\u0440\u0430\u043d"
},
{
"type": "RIIGID",
"code": "DEN",
"et": "Taani",
"en": "Denmark",
"ru": "\u0414\u0430"
}
],
"amount": "1111111.00"
}
],
"activities": [
{
"type": "NACE",
"code": "63.99",
"et": "Mujal liigitamata infoalane tegevus",
"en": "Other information service activities n.e.c.",
"ru": "\u041f\u0440\u043e\u0447\u0438\u0435 \u0432",
"is_main": true,
"is_active": true
}
],
"industrial_average": [
{
"annual_year": "2018",
"num_companies": "11",
"current_assets": "111111.1579",
"short_term_liabilities": "11111.0556",
"equity": "111111.3421",
"liabilities_and_equity": "111111.7632",
"net_profit_loss": "11111.3421",
"net_sales": "111111.8421",
"roa": "11.17981443",
"equity_ratio": "88.78426649",
"quick_ratio": "9.08571217",
"profit_margin": "10.43068585",
"revenue_per_emploee": "111111.90788065",
"profit_per_emploee": "11111.60897419"
},
{
"annual_year": "2017",
"num_companies": "11",
"current_assets": "111111.4348",
"short_term_liabilities": "111111.8444",
"equity": "111111.6087",
"liabilities_and_equity": "111111.5870",
"net_profit_loss": "11111.0435",
"net_sales": "111111.4348",
"roa": "11.43606415",
"equity_ratio": "77.77071042",
"quick_ratio": "4.57482378",
"profit_margin": "9.84633622",
"revenue_per_emploee": "111111.54428286",
"profit_per_emploee": "11111.70495714"
}
],
"financial_statement": {
"analysis": [
{
"date": "2018-12-31;2017-12-31",
"value": "315036;254359",
"code": "CashAndCashEquivalents",
"chapter_code": "F01",
"chapter": {
"type": "CHAPTER",
"code": "F01",
"et": "Bilanss",
"en": "Statement of financial position",
"ru": "\u041e\u0442"
},
"name": "Cash and cash equivalents",
"bold": "no",
"depth": 0,
"en": "Cash and cash equivalents",
"et": "Raha ja raha ekvivalendid",
"ru": "\u0414\u0435\u043d"
},
{
"date": "2018-12-31;2017-12-31",
"value": "82060;143252",
"code": "ShortTermReceivablesAndPrepayments",
"chapter_code": "F01",
"chapter": {
"type": "CHAPTER",
"code": "F01",
"et": "Bilanss",
"en": "Statement of financial position",
"ru": "\u041e\u0442\u0447"
},
"name": "Short term receivables and prepayments",
"bold": "no",
"depth": 0,
"en": "Short term receivables and prepayments",
"et": "L\u00fchiajalised n\u00f5uded ja ettemaksed",
"ru": "\u0414\u0435\u0431\u0438"
},
{
"date": "2018-12-31;2017-12-31",
"value": "1700716;1741065",
"code": "Revenue",
"chapter_code": "F04",
"chapter": {
"type": "CHAPTER",
"code": "F04",
"et": "Kasumiaruande andmed (skeem1)",
"en": "Income statement (scheme1)",
"ru": "\u041e\u0442\u0447\u0451"
},
"name": "Revenue",
"bold": "no",
"depth": 0,
"en": "Revenue",
"et": "M\u00fc\u00fcgitulu",
"ru": "\u0414\u043e\u0445"
},
{
"date": "2018-12-31;2017-12-31",
"value": "5326;1280",
"code": "OtherIncome",
"chapter_code": "F04",
"chapter": {
"type": "CHAPTER",
"code": "F04",
"et": "Kasumiaruande andmed (skeem1)",
"en": "Income statement (scheme1)",
"ru": "\u041e\u0442\u0447\u0451"
},
"name": "Other income",
"bold": "no",
"depth": 0,
"en": "Other income",
"et": "Muud \u00e4ritulud",
"ru": "\u041f\u0440\u043e"
},
{
"date": "2018-12-31;2017-12-31",
"value": "33723;24095",
"code": "DepreciationAndImpairmentLossReversalNeg",
"chapter_code": "F05",
"chapter": {
"type": "CHAPTER",
"code": "F05",
"et": "Rahavoogude aruanne (kaudne meetod)",
"en": "Statement of cash flows (indirect method)",
"ru": "\u041e\u0442\u0447\u0435\u0442"
},
"name": "Depreciation and impairment loss (reversal)",
"bold": "no",
"depth": 0,
"en": "Depreciation and impairment loss (reversal)",
"et": "P\u00f5hivarade kulum ja v\u00e4\u00e4rtuse langus",
"ru": "\u0410\u043c\u043e\u0440\u0442\u0438"
},
{
"date": "2018-12-31;2017-12-31",
"value": "-206;0",
"code": "ProfitLossFromSaleOfNonCurrentAssets",
"chapter_code": "F05",
"chapter": {
"type": "CHAPTER",
"code": "F05",
"et": "Rahavoogude aruanne (kaudne meetod)",
"en": "Statement of cash flows (indirect method)",
"ru": "\u041e\u0442\u0447\u0435\u0442"
},
"name": "Profit (loss) from sale of non-current assets",
"bold": "no",
"depth": 0,
"en": "Profit (loss) from sale of non-current assets",
"et": "Kasum (kahjum) p\u00f5hivarade m\u00fc\u00fcgist",
"ru": "\u041f\u0440\u0438\u0431\u044b\u043b"
},
{
"date": "2018-12-31;2017-12-31",
"value": "-21439;-31688",
"code": "WageAndSalaryExpense",
"chapter_code": "F21",
"chapter": {
"type": "CHAPTER",
"code": "F21",
"et": "T\u00f6\u00f6j\u00f5ukulude andmed",
"en": "Labor expense",
"ru": "\u0420\u0430\u0441\u0445\u043e"
},
"name": "Wage and salary expense",
"bold": "no",
"depth": 0,
"en": "Wage and salary expense",
"et": "Palgakulu",
"ru": "\u0420\u0430\u0441"
},
{
"date": "2018-12-31;2017-12-31",
"value": "64;57",
"code": "AverageNumberOfEmployeesInFullTimeEquivalentUnits",
"chapter_code": "F21",
"chapter": {
"type": "CHAPTER",
"code": "F21",
"et": "T\u00f6\u00f6j\u00f5ukulude andmed",
"en": "Labor expense",
"ru": "\u0420\u0430\u0441\u0445\u043e"
},
"name": "Average number of employees in full time equivalent units",
"bold": "no",
"depth": 0,
"en": "Average number of employees in full time equivalent units",
"et": "T\u00f6\u00f6tajate keskmine arv taandatuna t\u00e4ist\u00f6\u00f6ajale",
"ru": "\u0421\u0440\u0435\u0434\u043d\u0435\u0435 \u0447\u0438\u0441\u043b"
},
{
"date": "2018-12-31;2017-12-31",
"value": "-680;-704",
"code": "MiscellaneousOperatingExpensesTrainingExpense",
"chapter_code": "F22",
"chapter": {
"type": "CHAPTER",
"code": "F22",
"et": "Mitmesuguste tegevuskulude andmed",
"en": "Miscellaneous Operating Expenses",
"ru": "\u041f\u0440\u043e\u0447\u0438"
},
"name": "Training expense",
"bold": "no",
"depth": 0,
"en": "Training expense",
"et": "Koolituskulud",
"ru": "\u0421\u0442"
}
],
"attachment": "https:\\",
"annual_year": "2018",
"period_start": "2017-12-31",
"period_end": "2018-12-31"
},
"financial_information": [
{
"annual_year": "2018",
"net_sales": "1111111",
"net_sales_trend": -1.1111119202744,
"net_profit_loss": "1111",
"net_profit_loss_trend": 0,
"total_profit_loss": "1111",
"total_profit_loss_trend": 0,
"current_assets": "1111111",
"current_assets_trend": -1.1111116426306,
"equity": "1111111",
"equity_trend": 0.11118381793394,
"short_term_liabilities": "111111",
"short_term_liabilities_trend": -1.111101802143,
"non_current_assets": "111111",
"non_current_assets_trend": -1.1111685500713,
"non_current_liabilities": "11111",
"non_current_liabilities_trend": 0,
"liabilities_and_equity": "1111111",
"liabilities_and_equity_trend": -1.1111256593857,
"net_sales_consolidated": null,
"net_sales_consolidated_trend": 0,
"net_profit_loss_consolidated": null,
"net_profit_loss_consolidated_trend": 0,
"employees": "11",
"employees_trend": 1.111101754386,
"employees_consolidated": null,
"employees_consolidated_trend": 0,
"current_assets_consolidated": null,
"current_assets_consolidated_trend": 0,
"equity_consolidated": null,
"equity_consolidated_trend": 0,
"short_term_liabilities_consolidated": null,
"short_term_liabilities_consolidated_trend": 0,
"liabilities_and_equity_consolidated": null,
"liabilities_and_equity_consolidated_trend": 0,
"export_revenue": null
}
],
"financial_rates": [
{
"annual_year": "2018",
"roa": 0.11114999829452,
"equity_ratio": 11.444780834695,
"quick_ratio": 1.2596700518251,
"profit_margin": 0.33725473644928,
"revenue_per_emploee": 11111.1875,
"profit_per_emploee": 11.890625
}
],
"payment_info": [
{
"year": "2019",
"quarter": "2",
"state_taxes_paid": 111111.91,
"labor_taxes_paid": 111111.21,
"turnover": 111111.92,
"employees": 88
},
{
"year": "2019",
"quarter": "1",
"state_taxes_paid": 111111.94,
"labor_taxes_paid": 111111.21,
"turnover": 111111.2,
"employees": 77
}
],
"aaa_rating": {
"operation_rating": {
"status": {
"type": "AAA_RATING",
"code": "A-EST",
"et": "Toimiv ettev\u00f5te",
"en": "Established",
"ru": "\u0414\u0435"
},
"color": "green",
"description": ""
},
"background_rating": {
"status": {
"type": "AAA_RATING",
"code": "D-POSI",
"et": "Positiivne",
"en": "Positive",
"ru": "\u041f\u043e"
},
"color": "green",
"description": ""
},
"finance_rating": {
"status": {
"type": "AAA_RATING",
"code": "F-GOOD",
"et": "Hea",
"en": "Good",
"ru": "\u0425\u043e"
},
"color": "green",
"description": ""
},
"atp_rating": {
"status": {
"type": "AAA_RATING",
"code": "A-NONE",
"et": "Mittenegatiivne",
"en": "Not negative",
"ru": "\u041d\u0435"
},
"color": "green",
"description": ""
},
"aaa_rating": {
"status": {
"type": "AAA_RATING",
"code": "AA",
"et": "Hea krediidiv\u00f5ime",
"en": "Good Creditworthiness",
"ru": "\u0425\u043e\u0440"
},
"color": "green",
"description": ""
},
"credit_limit": {
"status": {
"type": "AAA_RATING",
"code": 11111.11,
"et": "11111 EUR",
"en": "11111 EUR",
"ru": "11111 EUR"
},
"color": "green",
"description": {}
}
},
"is_consolidated": false
}
400: Bad Request
Invalid country code
{
"error": "error",
"code": 400,
"message": "Only EST country supported in this request"
}
or
{
"error": "error",
"code": 400,
"message": "This report type is not supported"
}
401: Unauthorized
Invalid token
{
"error": "error",
"code": 401,
"message": "Token is wrong"
}
402: Payment Required
Not enough credit
{
"error": "error",
"code": 402,
"message": "Monthly requests limit exceeded"
}
403: Forbidden
{
"error": "error",
"code": 403,
"message": "This request is not allowed for you"
}
404: Not Found
Could not find a company matching this query
{
"error": "error",
"code": 404,
"message": "No such company"
}
409: Conflict
{
"error": "error",
"code": 409,
"message": "Something went wrong"
}
422: Unprocessable Entity
Validation failed
{
"error": "error",
"code": 422,
"message": "Schema validation error"
}
423: Locked
{
"error": "error",
"code": 423,
"message": "Locked. Wait for previous request to complete"
}
500: Internal Server Error
{
"error": "error",
"code": 500,
"message": "Something went wrong"
‚Äč